Generally, no. Commercial insurance plans are built around a traditional "fee-for-service" model (billing for individual codes during a brief visit) and are not designed to reimburse flat, monthly primary care memberships. We do not provide insurance billing codes (superbills) for membership fees.

However, remember that you are free to use your commercial insurance to pay for outside diagnostic services, mammograms, colonoscopies, or medications that we recommend as part of your wellness plan.

We bypass insurance entirely to save you money here, too. We have negotiated deep, wholesale cash-pay discounts with local labs and imaging networks.

If you choose to pay cash through our clinic, a standard panel that might cost hundreds under a traditional insurance deductible often costs only a fraction of that amount. If you prefer to use your insurance for labs and imaging, we can print out standard orders for you to take to an in-network facility. The choice is always yours.

Never. You can cancel your membership at any time with a 30-day notice, though our goal is to build a lifelong partnership.

No. Lab fees are separate, although discounted cash-pay options may be available

Your membership includes comprehensive primary care with longer, personalized visits, preventive care, chronic disease management, midlife and menopause care, virtual visits when appropriate, secure communication with your provider, review of test results, treatment recommendations, and coordination with specialists when needed. Our goal is to provide accessible, relationship-based care without the limitations of traditional insurance-driven medicine.

MIDVI Health is not an emergency service and patients should call 911 or go to the nearest emergency department for life-threatening or urgent medical emergencies.

We strive to respond promptly to non-urgent messages during business hours. If you have a medical emergency, call 911 or seek emergency care.

MIDVI Health is designed for adult women seeking personalized, relationship-based primary care with a focus on prevention, healthy aging, and midlife health.

We’ll coordinate referrals and collaborate with specialists when appropriate.

That's a great question—and one we hear often.

Health insurance is designed to help cover the cost of medical care, but it doesn't always guarantee the kind of care many women are looking for.

Ask yourself:

• Can you usually get an appointment when you need one?

• Do you have enough time during your visits to discuss all of your concerns?

• Do you see the same provider consistently?

• Can you easily reach your provider with follow-up questions?

• Do you feel heard, understood, and involved in decisions about your health?

• Do you leave appointments with a clear plan and confidence about your next steps?

At MIDVI Health, your membership isn't a replacement for health insurance—it's an investment in a different healthcare experience.